ROI’s Adjustable CashFlow Series ™ gives you the control over your changing cash flow needs with the flexibility to switch between series –when cash flow needs change – without triggering capital gains.

Adjustable CashFlow Series^TM Available by Fund

Fund	Series A	Series 5	Series 7	Series 9
ROI Canadian Retirement Fund				N/A
ROI Global Retirement Fund
ROI Sceptre Retirement Growth Fund		N/A
ROI Global Supercycle Fund		N/A
ROI Canadian Top 20 Picks Fund		N/A	N/A	N/A

Note: The monthly distributions are not guaranteed; the distribution will be adjusted from time to time, and may include income subject to current taxation for non-registered accounts. Investors should not confuse this cash flow distribution with a Fund’s rate of return or yield. A return of capital (ROC) reduces an investor’s adjusted cost base (ACB). Capital gains taxes are deferred until units are sold or until the ACB goes below zero. Investors will pay management fees and expenses and may pay commissions or trailing commissions.

The beauty of ROI's Adjustable CashFlow Series is it fits into the twists and turns of life. If you need more cash flow, choose Series 7, if you need less, switch to Series 5. If it doesn't matter, Series A works. The flexibility works with your needs – and you can change at any time without triggering capital gains.

Please note that Series 9 does not apply to ROI Canadian Retirement Fund and Series 5 does not apply to ROI Sceptre Retirement Growth Fund.