ROI Fund – Private Placement (LSIF)

 – Series IV

As at February 28, 2017

Inception Date: December 2008 AUM: $46,542,692 NAV: $9.48
Min. Initial Investment: $500 Subsequent/Min. PAC: $50 RRSP Eligible: Yes

Distribution (Series IV)
Payout ($): 0.00 Last Payout: Not Applicable Frequency: Not Applicable

OBJECTIVE

The ROI Fund's investment objective is to provide investors with yield as well as long-term capital gains, by making debt and equity investments in a diversified portfolio of small- and medium-sized eligible businesses.

STRATEGY

The ROI Fund will seek to invest in mature, stable businesses with cash flow or near-term cash flow and established customer bases. The ROI Fund will not typically invest in speculative business models, early stage high-tech businesses or start-ups.

Federal LSVCC Registration Number: LV 000 268

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. The rate of return or mathematical table shown is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the mutual fund or returns on investment in the mutual fund. The ROI Fund is available only in those jurisdictions where they may be lawfully offered for sale and therein only by persons permitted to sell such shares. This information should not be considered a recommendation to buy or sell a security nor is it intended as investment, financial or other advice. Investors should consult with an investment professional prior to making any investment decisions. Ontario residents are eligible for 15% Federal Tax Credits on the first $5,000 investment until 2014 and will be reduced to 10% in 2015, 5% in 2016 and then zero thereafter. Some limitations apply. New shares must be held for eight years to avoid repaying tax credits. Income tax is payable on amounts withdrawn from an RRSP.

Return On Innovation Advisors Ltd. operates under the registered business name ROI Capital.

Prepared by ROI Capital. All rights reserved (2015).